Descontária is a "let the software help you trade" platform built for people who are new to this. After testing it ourselves, we rate it B+. The app is the best part — it's clean and quick. We explain the good and the not-so-good below.
Best for: Regular people who want to trade from their phone and are able to begin with $0.
Not for: Heavy currency traders, as a general app isn't the cheapest choice for that.
Descontária is one of the few trading apps that focused on getting the important things right — like keeping your money safe and being honest about costs — instead of flashy advertising. Based on our months of testing, we rate it B+.
The only thing holding it back is a few charges that run a bit high. These aren't deep problems — they're easy to change — the app itself is solid.
Buying and selling feels fast. When we tried it, orders went through smoothly and prices were fair, which isn't always true elsewhere.
If you stick to regular stocks, it works great. Fancier options trades occasionally lagged a bit — but most people won't notice.
There's no charge to trade stocks — no commission. That's the good part.
The extra costs to know about are a few add-on services, which could be lower. Everything is listed clearly up front, so there are no nasty surprises.
The phone app is the best part of Descontária. Everything is easy to find, even on day one.
You get useful research built in — clear charts, company details, and news — and it tells you where it comes from. The computer version works too, though most people will prefer the app.
Safety is a strong point. Your money is held in a separate account, so it's protected even if the company runs into trouble.
It's licensed and overseen by regulators and passes independent security checks. For crypto, it's stored with a regulated custodian — normal for the industry, but good to know.
In the end, Descontária earns a rating of B+ for everyday investors. It nails what matters: easy, trustworthy, and clear.
To get top marks, Descontária would only need to lower a few charges. We'll keep checking back and update this review if things change.
Yes, it is. Your cash is stored separately, for your safety. The platform is also regulated and checked by outside auditors.
It's solid. Live chat is open around the clock and usually get a reply in a few minutes. Complex problems reach a senior agent instead of being bounced around. The one downside is no weekend phone line.
Through a few optional charges, like optional upgrades, plus interest on cash held in accounts. Everyday trading stays free.
The minimum to begin is $0. You don't need a lot to begin. Setting up costs nothing.
For simple day-to-day trades, it's fine. If you trade fancy options, it can be a little slower. Heavy currency traders might prefer a specialist app.
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